When you become a member of CHACO Credit Union you become much more than a customer - you become a lifetime member and part owner.

CHACO offers traditional financial solutions for every stage of your life - whether you're opening your first savings account, buying a home or planning for your golden years - CHACO is here for you.

CHACO's Mission Statement...

It is CHACO's mission to efficiently provide personal financial services of a superior quality to the members/owners of this credit union - always considering their financial well being.

CHACO History
CHACO Credit Union was born in 1938, the product of a simple loan between workers at the Champion paper mill in Hamilton, Ohio. The paper mill workers gathered to decide how fellow employees could obtain low interest loans in case of an emergency. Like a wildfire, a good idea spreads quickly.

Today, CHACO doesn't look like the credit union it was 65 years ago. It has grown and adapted to the ever-changing business world. Services have been added or improved and technological advances have been made to service the financial needs of all CHACO members, near and far.

Facts & Figures

Headquarters: 100 South Third St., Hamilton, Ohio 45011

Phone: (513) 785-3500

Assets: $130 million

Members: 31,000

Share Insurance: Federally insured through the NCUA. CHACO also provides $250,000 of private deposit insurance through Excess Share Insurance.

What is a credit union?
Credit unions are not-for-profit cooperative financial institutions that are owned by their members, and run by volunteer board members.

Credit unions offer better rates on loans and savings than most commercial banks, due to credit unions' unique operation. While banks must make profits for their shareholders, credit unions exist only to serve members like you!

Credit unions exist solely for the purpose of meeting the financial needs of their member-owners. To that end, credit unions not only provide outstanding personal service, but members often earn higher returns on their savings while paying lower rates for loans. Each year, credit unions consistently outshine banks and S&Ls in the area of consumer/member satisfaction. Their non-profit status enable credit unions to operate at a lower cost than many for-profit institutions and helps them to offer competitive loan and savings rates.

Interested in being on the Board of Directors?
Chaco is always seeking qualified candidates to serve a 3-year term as a member of the Board of Directors for Chaco Credit Union, Inc.

What will I have to do?
Candidates should be willing to spend approximately 6-10 hours per month on credit union business and possess a background in finance, information technology, business administration, accounting, insurance, marketing or law. Candidates must also have a strong desire to help the credit union carry out its mission to provide personal financial services of a superior quality to the members, while always considering their financial well being.

How will I know if I am selected?
The nominating committee will review all applications and determine the eligibility of all applicants. Candidates that are approved will then be listed on a ballot and voted on by Chaco members.

Still interested?
Complete the application and return to the nearest Service Center.