Savings Products:
Rates effective as of April 01, 2009.
Rates are subject to change. Please check with your local service center.
| Share/Savings - |
| Rates |
Annual Percentage Yield |
| Basic Shares |
.100% |
| IRA Accumulation |
.850% |
| Classic Oak - Less Than $25,000 |
.650% |
| Classic Oak - $25,000 - $49,999 |
.850% |
| Classic Oak - $50,000 - $99,999 |
1.050% |
| Classic Oak - $100,000 + |
1.250% |
|
Checking Account
Rates effective as of April 01, 2009.
Rates are subject to change. Please check with your local service center.
| Checking Account |
| Rates |
Annual Percentage Yield |
| Members Choice |
.500% |
|
Share Certificates:
Rates effective as of April 01, 2009.
Rates are subject to change. Please check with your local service center.
| Share Certificates - |
| Rates | Regular APY |
| 3 months |
.750% |
| 6 months |
1.000% |
| 7-11 months |
1.000% |
| 12-17 months |
1.250% |
| 18-23 months |
1.500% |
| 24-29 months |
1.750% |
| 30 months |
2.000% |
| 31-36 months |
2.250% |
| 37-48 months |
2.500% |
| 49-59 months |
2.500% |
| 60 months |
2.650% |
| 72 months |
2.650% |
|
Regular Certificate APY reflects $500 minimum deposit
Loan Products:
Rates effective as of July 01, 2009.
Rates are subject to change. Please check with your local service center.
| Rates | APR as low as: |
| New Cars & Trucks |
3.99% |
| Used Cars & Trucks |
3.99% |
| New/Used Cars & Trucks (variable) |
2.25% |
| Home Equity Line of Credit (variable) |
4.00% |
| Fixed Rate Home Equity |
5.24% |
| Signature |
9.99% |
|
The rate you pay will be based on your credit history, account relationships and term of the loan.
Stated vehicle rates and fixed rate home equity loans include a .25% rate discount for payroll deduction and checking account relationships.
Credit Cards:
Rates effective as of April 01, 2009.
Rates are subject to change. Please check with your local service center.
| Rates | APR |
| Visa Classic | as low as 12.50% |
| Visa Gold (variable APR) |
Prime Rate + 3% (8.00%) |
| Visa Platinum (variable APR) |
Prime Rate + 2% (7.00%) |
|