CHACO Credit Union

Savings Products:

Rates effective as of April 01, 2009.
Rates are subject to change. Please check with your local service center.

Share/Savings -

Rates Annual Percentage Yield

Basic Shares .100%

IRA Accumulation .850%

Classic Oak - Less Than $25,000 .650%

Classic Oak - $25,000 - $49,999 .850%

Classic Oak - $50,000 - $99,999 1.050%
Classic Oak - $100,000 + 1.250%

Checking Account

Rates effective as of April 01, 2009.
Rates are subject to change. Please check with your local service center.

Checking Account
Rates	Annual Percentage Yield
Members Choice	.500%

Share Certificates:

Rates effective as of April 01, 2009.
Rates are subject to change. Please check with your local service center.

Share Certificates -
Rates	Regular APY
3 months	.750%
6 months	1.000%
7-11 months	1.000%
12-17 months	1.250%
18-23 months	1.500%
24-29 months	1.750%
30 months	2.000%
31-36 months	2.250%
37-48 months	2.500%
49-59 months	2.500%
60 months	2.650%
72 months	2.650%

Regular Certificate APY reflects $500 minimum deposit

Loan Products:

Rates effective as of July 01, 2009.
Rates are subject to change. Please check with your local service center.

Rates	APR as low as:
New Cars & Trucks	3.99%
Used Cars & Trucks	3.99%
New/Used Cars & Trucks (variable)	2.25%
Home Equity Line of Credit (variable)	4.00%
Fixed Rate Home Equity	5.24%
Signature	9.99%

The rate you pay will be based on your credit history, account relationships and term of the loan.

Stated vehicle rates and fixed rate home equity loans include a .25% rate discount for payroll deduction and checking account relationships.

Credit Cards:

Rates effective as of April 01, 2009.
Rates are subject to change. Please check with your local service center.

Rates	APR
Visa Classic	as low as 12.50%
Visa Gold (variable APR)	Prime Rate + 3% (8.00%)
Visa Platinum (variable APR)	Prime Rate + 2% (7.00%)