Saving Services


Personal Reserve: This is our basic savings account. Your initial $5 deposit establishes your share in membership at CHACO. Earn dividends for your balance everyday at competitive rates.

Share Certificates: Enjoy higher dividends and increase your investment return over a specific amount of time with a CHACO certificate.

  • Competitive Annual Percentage Yield
  • Certificates available in a variety of terms
  • $500 minimum balance required to open

 

Individual Retirement Account (IRA): We offer Traditional and Roth Accounts at competitive rates. Our proven track record of financial safety and soundness will assure your money will be there for your when you need it.

  • $500 minimum balance to open
  • Deposit funds to your IRA or make contributions through payroll deduction
  • No annual fee
  • IRA Share Certificates are also available

 

Money Market: Earn more on your money by opening a Classic Oak Money Market Account. With a minimum daily balance of $2,500 or more, you will earn a premium yield on your money.

  • No monthly fee as long as long as the monthly balance is maintained
  • FREE online banking and bill pay
  • Dividends paid on monthly balance
  • Withdrawals must be $250 or greater and deposits must be $50 or greater

 

Emergency Fund: Rainy days happen, life happens are you prepared?

  • Interest-bearing savings account for those unexpected life events
  • Direct deposit or payroll deduction available

 

Holiday and Vacation Club Accounts: Let us help you save for those dreaded holiday bills or a dream vacation. Open a Club Account and start saving for that special purpose.

  • Make regular deposits or make contributions through payroll deduction
  • Holiday Club funds are disbursed in November, in time for the gift-giving season

 

Pet Savings: Be financially prepared for the pet you love. Vet care, grooming, food, toys and treats, it can add up to hundreds even thousands of dollars a year, but being there for your best friend when it matters most is priceless. Gain peace of mind knowing money is available to use for pet food, routine checkups or unexpected vet visits. You decide how and when your money is spent. Sign-up today with a $25 direct deposit and receive a complimentary CHACO leash.

  • Interest-bearing savings account
  • Make regular deposits, use payroll deduction or automatically transfer money from another CHACO account
  • ATM/Debit Card access is available

 


All share accounts are subject to specific disclosers in the Account Agreement. Contact CHACO for a copy of the Account Agreement.