Take advantage of CHACO's 24-hour lending center at (513)785-3597 or toll free at 877-CHACOCU.

Home Equity: CHACO's home equity loans allow you to borrow up to 100% of the equity in your home at low rates for up to 15 years. (Not available in all areas.)

Home Equity Line of Credit: This line of credit is designed to allow you to make purchase while drawing money from your home equity.

Home Equity Line of Credit Check Card: This card goes along with your Home Equity Line of Credit. The check card is an alternative to writing check.

Mortgage Loans: CHACO offers mortgage loans for the purchase of a home or the refinance of an existing home. Available programs include fixed-rates for 15, 20 and 30 years, 1 year variable rate and balloon mortgages. For more information, call Cindy at (513) 785-3515.

Vehicle Loans: CHACO will finance up to 100% of the purchase price of any new car, boat, motorcycle, or RV, and up to 100% of the retail value on used vehicles. All rates are fixed, and terms vary from 24-84 months

Home Improvement: CHACO will help you find the funds to add a deck, replace windows and much more. No collateral is needed, and terms go up to 48 months. Interest rates are lower than most credit cards.

Signature Loans: Use the proceeds to consolidate your bills, buy a special gift or take a nice vacation. The choices are endless! No collateral is needed, and terms go up to 36 months.

Holiday Helper Loans: This loan is available each year just in time for the holiday season. Members can borrow up to $2,500 at a low fixed rate and it is scheduled for an affordable 12-month repayment plan.

Member Builder Loans: This loan is designated to help you build good credit and savings habits. Members can open this loan at a term of less than one year and is available in amounts of $250, $500 and $1,000.

VISA Credit Cards: CHACO is pleased to offer its new and improved VisaŽ Credit Card lineup, featuring the power of VisaŽ Platinum. Now is the perfect time to consolidate those balances to a low-interest CHACO VisaŽ Platinum, Gold or Classic. All CHACO Credit Cards offer no annual fee, 25-day grace period and the personal service of your credit union. Plus, enjoy the convenience of making your payment online through CHACO direct and viewing account activity through ezcardinfo.com.

To apply for any loan call the 24-Hour Lending Center at 513-785-3597 or toll-free 877-CHACOCU click below to apply online.