Our Story

What began as a simple loan between coworkers at the Champion Paper Paper Mill has since become a full-service financial institution with six locations serving the counties of Butler, Hamilton, Preble and Warren. After 75 years of financial innovations, we’re ready for the next 75 armed with unmatched strength, service and stability.

At Chaco, we believe in our roots – joining Chaco Credit Union makes you more than a customer, you become a lifetime member and part owner based on the same “People Helping People” principles that were set at our founding. Best of all, our commitment to you remains the same as well, whether you are buying a home, opening your first checking account or getting ready to retire. We promise – and deliver – true customer service with the highest level of attention and care. You can trust us to have the same power and expertise as the national banks, but with products and rates suited for your individual life.

It’s simple. We work to help you develop and understand your best financial plan – for today and tomorrow, for the expected and unforeseen, for every stage of your life and the lives of your family. It’s about quality. It’s about convenience. It’s about service and simplicity. At Chaco, it’s about you.   

Click Here to learn about our humble beginnings in the 1938 Annual Report 


Click Here to view our 2014 Annual Report 

Our Difference is Simple

When it comes to your financial plan, we understand what you need now and more importantly, what you need tomorrow. We are here to help you get the most out of both. Whether just starting out or preparing to retire, we help you become financially prepared and fully informed. At Chaco, we bring you the same expertise and competitive services as other institutions, but with the compassion and genuine care that can only come from being member-owned and operated. From CDs and savings to mortgages and more, we work to keep things simple when it comes to your finances – so you can focus on your life. And that makes a difference.