Share Certificates

At Chaco, your accounts are safe with full faith and credit backing for insurance up to $250,000 provided by the NCUA and additionally privately insured by ESI up to $250,000 – meaning that you can have complete confidence when you invest in personalized products like our share certificates. Share certificates or certificates of deposit, pay dividends and are structured for a specific amount of time.

Put Them to Work for You. 
Share certificates allow you to earn interest rates – often better than those for standard savings accounts. During the term of your certificate, interest accrues on your account daily and the certificate is locked until the term ends. With only a $500 minimum, share certificates are the easiest – and safest – way to maximize your investment, bringing you higher dividends and a better return. 

Our Difference is Simple

When it comes to your financial plan, we understand what you need now and more importantly, what you need tomorrow. We are here to help you get the most out of both. Whether just starting out or preparing to retire, we help you become financially prepared and fully informed. At Chaco, we bring you the same expertise and competitive services as other institutions, but with the compassion and genuine care that can only come from being member-owned and operated. From CDs and savings to mortgages and more, we work to keep things simple when it comes to your finances – so you can focus on your life. And that makes a difference.