At Chaco, we understand that your needs – and finances – are as unique and changing as you are. That’s why we offer personal loan solutions that are individually tailored to those needs, whether it’s a little extra for home improvement, new furniture or a vacation, or a lot extra for a wedding, tuition expenses or debt consolidation. The choice is yours – and with our great rates and flexible terms, you can be sure it’s a smart choice as well.

Designed for What You Need.
We approach personal loans differently – most importantly, we keep them personal. Most “big” banks use remote underwriting departments that only see you as a credit score or flat number, and then treat you accordingly. Our account specialists work directly with you, one-on-one, start to finish, helping you choose the right amount and terms to fit your financial plans and loan requirements. You get the convenience and customized attention of a credit union, with the power and assets to cover what you need.

Our Difference is Simple

When it comes to your financial plan, we understand what you need now and more importantly, what you need tomorrow. We are here to help you get the most out of both. Whether just starting out or preparing to retire, we help you become financially prepared and fully informed. At Chaco, we bring you the same expertise and competitive services as other institutions, but with the compassion and genuine care that can only come from being member-owned and operated. From CDs and savings to mortgages and more, we work to keep things simple when it comes to your finances – so you can focus on your life. And that makes a difference.