Current Rates

Rates effective as of August 19, 2017.
Rates are subject to change. Please check with your local service center.

Share/Savings

Account Annual Percentage Yield*
0.080%
0.300%

*fees could reduce the earnings on the account.

Money Market Fund

Account Annual Percentage Yield*
0.150%
0.150%
0.250%
0.300%

*fees could reduce the earnings on the account.

Checking Account

Account Annual Percentage Yield*
0.120%

*fees could reduce the earnings on the account.

Share Certificates

Account Annual Percentage Yield*
0.050%
0.100%
0.180%
0.240%
0.280%
0.400%
0.550%
0.600%
0.800%
0.850%
0.850%
0.850%

*Regular Certificate APY reflects $500 minimum deposit. Early withdrawal penalty may or may not be imposed.

For non-compounding share accounts with a stated maturity greater than one year, that require dividend payouts atleast annually, dividends can not remain on account and the payout of these dividends is mandatory.

Loans

Account Annual Percentage Rate as low as
3.24%**
3.24%**
4.00%***
3.99%**
7.74%**

**APR=Annual Percentage Rate. Terms and conditions subject to change without notice. Rate depends on creditworthiness and model year of vehicle. Qualified borrowers need to apply and must meet eligibility and membership qualifications. APR's may reflect discounts for automatic payment deduction and active checking account.

***Non-fixed rates may be adjusted quarterly based upon prime as published in the Wall Street Journal on the last day of the calendar quarter.

****Non-fixed=variable

Our Difference is Simple

When it comes to your financial plan, we understand what you need now and more importantly, what you need tomorrow. We are here to help you get the most out of both. Whether just starting out or preparing to retire, we help you become financially prepared and fully informed. At Chaco, we bring you the same expertise and competitive services as other institutions, but with the compassion and genuine care that can only come from being member-owned and operated. From CDs and savings to mortgages and more, we work to keep things simple when it comes to your finances – so you can focus on your life. And that makes a difference.