As a credit union, one of our benefits to you is our vehicle loan program. Because no two vehicles or vehicle purchases are the same, we’ve designed our loan choices to be similarly unique, matching the right vehicle loan to your individual choice and personal finances. With flexible repayment terms and fixed rates that are market competitive and consistently low, Chaco makes it easy for you to buy the ride of your dreams.

The Power of Choice.
For recreational purchases like boats, motorcycles and RVs to the more essential investments such as cars, trucks and SUVs, the best way to get what you want is to know exactly what you can afford – and how to leverage it to your benefit. Getting pre-approved for the right vehicle loan can help you narrow down your choices and negotiate smarter when you’ve found the vehicle you want. New or used, it’s a big investment – but with Chaco's vehicle loan options, it’s a choice we’re here to help you make.

 Chaco auto loans as low as 2.99% APR*


*APR=Annual Percentage Rate. Terms and conditions subject to change without notice. Rate depends on creditworthiness & model year of vehicle. Qualified borrowers need to apply and must meet eligibility and membership qualifications. APR's may reflect discounts for automatic payment deduction and active checking account.


Our Difference is Simple

When it comes to your financial plan, we understand what you need now and more importantly, what you need tomorrow. We are here to help you get the most out of both. Whether just starting out or preparing to retire, we help you become financially prepared and fully informed. At Chaco, we bring you the same expertise and competitive services as other institutions, but with the compassion and genuine care that can only come from being member-owned and operated. From CDs and savings to mortgages and more, we work to keep things simple when it comes to your finances – so you can focus on your life. And that makes a difference.