Financial Education

Refreshing Choices for Your Savings

Do you prefer to not sweat about your money? Chaco Credit Union offers many options to help you save for rainy days as well as sunny days, and keep your cool cash safe.

Basic Savings. Our tried-and-true savings account keeps your money secure – you can withdraw funds quickly and conveniently when you need them. Your initial $5 deposit establishes your share in membership and you earn dividends on your balance every day at competitive rates.

Share Certificates. This savings vehicle allows you to lock in a higher dividend rate than a basic savings account. Certificates are available in a variety of terms (months to years) and require at $500 minimum balance.

Money Market Account. Want to earn more than a regular savings account, but don’t want to lock-in to a specific term? With a Chaco Classic Oak Account you can enjoy a higher divined rate and have check writing abilities. There is no monthly fee as long as you maintain a $2,5000 balance. Withdrawals must be $250 or greater and deposits must be $50 or greater.

 Club Account. If you have a specific savings goal, such as a trip or holiday gifts, a club account can help you reach it. Use this account as your dedicated savings spot. You can elect to make regular deposits through payroll deduction or automatic transfer. Why not make saving easy?

All accounts come with the peace of mind that NCUA insurance provides – your funds are protected up to $250,000. Chaco also has elected to have private insurance, meaning your accounts are additionally insured through Excess Share Insurance (ESI) up to $250,000.

Account Access Is a Breeze

Keeping tabs on your money is easy! You can monitor your savings and other accounts anytime with FREE online banking at– view balances and statements, transfer funds, pay bills and more. Or give us a call or stop by. We're happy to help you learn more about the security and convenience of our savings accounts. Now that's refreshing!

Our Difference is Simple

When it comes to your financial plan, we understand what you need now and more importantly, what you need tomorrow. We are here to help you get the most out of both. Whether just starting out or preparing to retire, we help you become financially prepared and fully informed. At Chaco, we bring you the same expertise and competitive services as other institutions, but with the compassion and genuine care that can only come from being member-owned and operated. From CDs and savings to mortgages and more, we work to keep things simple when it comes to your finances – so you can focus on your life. And that makes a difference.